Get 1 Week or 1 Month of Free Hotel Nights With These Limited Time Credit Card Offers
Category : Uncategorized
There are currently four Hilton HHonors cards in circulation. Two of these cards are no fee, and two are with a fee. AMEX issues two and Citi issues two.
The Citi Hilton Reserve (annual fee) has not changed it’s bonus in forever–it’s quite good, at two weekend night certificates at any Hilton worldwide. The caveat is that they can only be used on the weekend which makes them a bit restrictive. But, many people have vacations that happen over the weekend so if you’re creative you can get a great use out of them.
Three of these cards have limited time offers and are the historic highs for each product. By limited I mean two of them are expiring tomorrow. And remember with AMEX these are once in a lifetime so get them while they’re at their highest.
Here’s a breakdown:
|Bank||Card (link)||Annual Fee||Sign-Up Bonus||Spend Required||Minimum Base Points||Sub-Totals||Offer Expires|
|Citi||Reserve||$95.00||2 Weekend Nights||$2,500||7,500||7,500||Standing|
Notice–the first two card offers expire tomorrow! So get on this now!
You’ll notice that three of these four products will earn more than 1 point per dollar. Both AMEX and the Citi Reserve product earn a minimum of 3 points per dollar spent, so after hitting the minimum spend, you’ll have more than just the sign up bonus. You can see that in the sub-totals column.
If you opened all these cards, you’d have 90 days from approval to spend… With the exception of the Reserve card, which you’ll have 120 days to reach the spend requirement.
That’s a lot of spend, but it’s also a lot of nights.
Order of Applications
If you can reach the spend in 90 – 120 days…
- AMEX Surpass
- AMEX HHonors – No fee
- Freeze Experian – Citi often times pull’s multiple credit bureaus. Then apply for the Citi HHonors – No fee as this is a limited time offer.
- Citi requires 9 days from one application (denials are included) before you can apply for another
- Your Experian will still be frozen – Apply for the Citi Reserve
If you cannot reach the spend in 90 – 120 days:
Go for the first three cards and then after that, apply for the Citi Reserve as that offer is always the same.
How many nights can you get?
Now that we got the churning stuff out of the way, what does 272,000 HHonors points and 2 free weekend nights get me?
HHonors has an inflated award chart, so their top tier property will be about 95,000 points; whereas Hyatt’s would be 30,000.
For reference, here’s Hilton’s chart:
Here’s my recommendation: spend $3,000 extra on any of the cards except the Citi HHonors – No fee card. $3,000*3 points = 9,000 points. 272,000 + 9,000 = 281,000. This would get you four nights at a 70,000 point per night property.
Why 70,000 for 4 nights and not almost 3 nights for 285,000 points at a 95,000 point per night?
Hilton also gives members a 5th night free on 4 nights booking.
So if you went above 70,000 points you’d get 3 nights and not unlock that free, 5th night.
So far you have 5 free nights. AND Two weekend Reserve nights. That’s seven free nights.
Of course you could always go at lower level properties, but if you want to get aspirational that’s a pretty sweet deal.
Unfortunately Hilton does not have a category list (because it changes so often) of their properties. Here are some resources (most are not updated) that are a good jumping off point:
- Travel is Free’s Hilton Map – Last Updated in 2014
- Hilton Hotel Category Listing PDF – Last Updated in 2013
- Spreadsheet sortable for categories 1, 2, 9, 10 – Last Updated (unknown)
It’s nearly impossible to look at every property, but for some context to help narrow your search:
- The Hiltons in big cities will cost more points
- Waldorfs and Conrads are usually the higher end properties, so they will usually also cost more cash and or points
- Hilton points are valued at roughly $0.50 each. (Reminder on how to value and determine between cash and points.)
- There are 4,661 Hilton properties Worldwide and on six continents. You can find one nearly everywhere.
- You could definitely use these points at lower level properties (almost a month at category 2 hotels–not including free nights!)
Here are some solid redemptions that are 70,000 or less:
- Hilton Seychelles – 70,000 points or $310 in off-season
- Conrad Seoul – 60,000 a night or $285 a night
- DoubleTree by Hilton London Hyde Park – 50,000 points or $310 a night
- Hilton Moorea – 70,000 (or 80,000 a night) or $574 a night.
- Apparently the famous Grand Wailea (a Waldorf) can be found for 70,000 a night–I’ve had no such luck!
With the above methods you could get one week of free nights at a aspirational hotel or 28 days at a lower category Hilton. Either way, the time to apply is now.