Chase Sapphire vs. Citi Premier vs. AMEX Gold Card

Chase Sapphire vs. Citi Premier vs. AMEX Gold Card

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In a battle to the death… YOU DECIDE

Sapphire Premier Gold Winner
Standard Sign-Up Bonus 50,000 50,000 25,000/50,000 Sapphire/Premier
Spend required 4,000 3,000 1,000 Gold
Bonus Categories 2x Dining, Travel 3x Gas/Travel, 2x Dining/Entertainment 3x Airline, 2x Supermarkets, Gas, Dining YOU DECIDE
Annual Fee First Year $0 $0 $0 Tie
Annual Fee After 1st year $95 $95 $195 Sapphire/Premier
Foreign Transaction Fee None None None Tie
Transfer Partners 10 13 19 Gold
Practical Transfer Partners 6 2 6 Sapphire
Airline Fee Credit $0 $0 $100 Gold
Misc. Benefits Primary Car Rental Insurance AMEX Return Protection Sapphire

While I can explain each and every benefit and why some are better than others, a lot of it will have to do with how YOU, the consumer, spends throughout the month to benefit most from each card. And as we know, you can have all at the same time (I do!).

-The Miner

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