Chase Sapphire vs. Citi Premier vs. AMEX Gold Card

Chase Sapphire vs. Citi Premier vs. AMEX Gold Card

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In a battle to the death… YOU DECIDE

SapphirePremierGoldWinner
Standard Sign-Up Bonus50,00050,00025,000/50,000Sapphire/Premier
Spend required4,0003,0001,000Gold
Bonus Categories2x Dining, Travel3x Gas/Travel, 2x Dining/Entertainment3x Airline, 2x Supermarkets, Gas, DiningYOU DECIDE
Annual Fee First Year$0$0$0Tie
Annual Fee After 1st year$95$95$195Sapphire/Premier
Foreign Transaction FeeNoneNoneNoneTie
Transfer Partners101319Gold
Practical Transfer Partners626Sapphire
Airline Fee Credit$0$0$100Gold
Misc. BenefitsPrimary Car Rental InsuranceAMEX Return ProtectionSapphire

While I can explain each and every benefit and why some are better than others, a lot of it will have to do with how YOU, the consumer, spends throughout the month to benefit most from each card. And as we know, you can have all at the same time (I do!).

-The Miner


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