Credit Card Churning – Quarter 1 Update
Category : Uncategorized
Quarter 1 of 2016 will be coming to a close and I wanted to provide my lovely readers with an update on where I am with card churning this year.
Here’s my results from the first three months of 2015:
|Chase||United Mileage Plus||50,000|
And the results from the past three months of 2016:
|Totals||14 Cards||815,000, 2 nights|
Where’s the Difference?
335,000 points, 2 nights and 4 credit cards.
What attributed to the substantial gain this first quarter over Q1 2015? Three, 100,000 sign-up bonuses.
The British Airways bonus is:
- Tiered bonus: 50,000 points after spending $2000 within three months; 25,000 more points after hitting $10,000 spent; then 25,000 more points after hitting 20,000 spent.
- High spend
The American Express Business Platinum
- High spend
What Cards To Get Now?
Remember, there are some limited time offers that include the SPG, Marriott and Hilton cards (all those have been applied for in either or both years) and some others that I applied for because of anticipated use.
Other cards, like AMEX cards which earn Membership Rewards are always valuable because they can be transferred to multiple partners.
Some of these points and spend are still pending or in the process, but Q2 and Q3 for me this year (yes I’ve planned them out) will be slow for me for a variety of reasons, but I’ll certainly pick it back up in the end of Q3 and throughout Q4 to probably come to the same amount as last year.
Want to how to churn? Concerned about credit score? Read these informative articles:
What are your churning plans for this year? This month?